Apply Online:

Skip driving and long lines in the store.

Fast Approval:

Online approvals processed in less than 1 hour.

Bad Credit? Ok:

Many payday loan lenders give loans to people with bad credit.

Cash in Your Account:

Lenders can deposit money directly to your bank account.

Usa Quick Cash Loans



Credit Implications:

Our participating lenders may verify

Usa Quick Cash Loans
your social security number, driver's license number, national ID, or any other state or federal identification and review your information against national databases to include but not limited to Equifax, Transunion, Experian, Teletrack or DP Bureau to determine credit worthiness, credit standing and/or credit capacity. Participating lenders will typically not perform credit checks with the three major credit reporting bureaus. If they do, please know that multiple inquiries on the three national databases, Equifax, Transunion, and Experian may result in lowering your credit score. Credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, typically will not affect your credit score. By submitting your application and information on this website, you agree to allow participating lenders to verify your information and check your credit as described in their policies and terms.

How it Works?

Simply fill out the short application and we will identify lenders that can provide you with a short term cash loan. We will attempt to match you with a lender most likely to provide you the cash you need If you are matched with a lender, the lender will contact you to complete the process, review the terms of your loan and discuss repayment adn extension options. The money will be electronically deposited into your bank account. When the loan is due , your fees are automatically deducted from you bank account by the lender.

Renewal Policy:

Each participating lender has their own renewal policy. Some participating lenders will automatically renew your loans or will require your permission to renew your loan. Some participating lenders will not renew your loan. It is important for you to understand that extending the repayment period for a loan may result in additional interest, as well as other fees, which can greatly increase the total amount you pay back on a loan. Be sure to check if your lender automatically renews loans or requires your permission to renew the loan. State laws often govern loan renewal policies. Be sure to know your state's policies in regard to loan renewal and carefully read the lender's terms before agreeing to and submitting your e-signature.

APR Disclosure:

The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. APR. By law, the lender must show you the APR before you enter into the loan. Many states have laws limiting the APR that the lender can charge you. APRs vary from 390% to 1960%. Loans from a state which has no limiting laws, or loans from a bank not governed by state laws may have an even higher APR. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.

Implications of Non-Payment & Collection Practices:

If you do not make the payments on your loan you may be responsible for additional fees and interest and collection costs as well as negative credit reporting. Lenders are required by Federal and State law to use fair practices in their collection actions for a loan that has not been repaid. You are protected by the Fair Debt Collections Act, which includes limitation on how a lender may collect an unpaid balance including:
- Not contacting you by phone before 8 am or after 9 pm.
- Not harassing you or using abusive language towards you over the phone.
- Not using deception to try to collect money from you.
- Not threatening you with legal action if it is not permitted.

Disclosure Policy:

The loans provided by the participating lenders in our network are short term loans, which are designed to provide cash to you to be repaid within a short amount of time. These types of loans are not a solution if you are facing long term debt and credit difficulties, and should not be used on a long-term basis. You should only borrow an amount that can be repaid on your next pay period date.

Implications of Late Payments:

Each lender has its own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that lenders must follow when assessing fees for late payments.

We are not a lender. Only your lender can provide you with information about your specific loan terms, including the APR, renewal, payments and implications for nonpayment or skipped payments.

Representative APR 391%

Let's say you want to borrow $100 for two week. Lender can charge you $15 for borrowing $100 for two weeks. You will need to return $115 to the lender at the end of 2 weeks. The cost of the $100 loan is a $15 finance charge and an annual percentage rate of 391 percent. If you decide to roll over the loan for another two weeks, lender can charge you another $15. If you roll-over the loan three times, the finance charge would climb to $60 to borrow the $100.

Implications of Non-Payment:

Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. None payment of a payday loan might negatively effect your credit history.

Consumer Notice: The loans provided by the lenders in our network are payday loans (also known as cash advances, or payday advances), which are designed to provide short-term cash relief until the next time a consumer gets paid. Payday loans are not a solution for consumers facing debt and credit difficulties, and should not be used on a long-term basis. It is highly recommended that consumers educate themselves on the risks associated with payday loans, alternatives to payday loans, and federal and state laws that apply to payday loans.

Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.

Disclaimer: This website does not constitute an offer or solicitation to lend. We are not a lender and does not make loan or credit decisions. We provide a matching service only and does not control and is not responsible for the actions or inactions of any lender. We are not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

You are under no obligation to use our service to initiate contact, nor apply for credit or any loan product with any service provider or lender.

Subject to our Privacy Policy, we will transfer your information to lenders in our program and other service providers and marketing companies with which we do business. We do not guarantee that completing an application form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a lender.

Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.

Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.

You will not be charged any fees to use our service. Learn more about Rates & Fees.